NJ Dental Insurance Information
When you go to visit the dentist without NJ dental insurance, even for a routine checkup, it can be very painful – not necessarily to your mouth, but moreso to your wallet! And for a small simple procedure like getting a cavity filled, the dentist could charge you hundreds of dollars! That being said, you can now do either one of two things. You can stop going to the dentist, or you can get yourself a good dental plan. Certainly, the latter sounds like a much better idea for the health of your mouth and for your wallet as well. You will end up saving a lot of money in the long run if you just have an NJ dental plan.
I recommend that nobody skip out on visits to the dentist. Brushing, flossing, and using mouthwash are very good and effective for maintaining proper teeth and mouth health. However, germs can still invade your mouth, and you never know what is really going on health-wise in your mouth unless you have a professional check it out. The normal routine is that you see your dentist twice a year (every six months) to ensure good, clean, and healthy teeth. Note that, yes, it is important to have NJ dental insurance to cover your bi-annual checkups, but you also need that dental plan to cover you in the case of a dental emergency, i.e. if you get hit in the face while playing football with your friends, etc.
NJ dental insurance can vary in price, ranging from around $10 to hundreds of dollars per month. But don’t go overboard and buy insurance for coverage that you don’t need. Just buy the best that you can afford, and make sure it includes 2 checkups per year and at least $1000 of coverage in emergency dental work.
If you currently have a dentist that you like but don’t have a dental plan, ask the dentist if they offer a plan. Many dentist offices do offer such plans, so be sure to ask. That way you can have coverage and still be able to use a dentist that you like. Many dental offices also actually prefer this because they don’t have to wait to get paid by insurance companies. That being said, they would rather have you buy from their office than from an insurance company, and they may give you a discount.
With these tips, you will not only be able to save money, but you will save your smile at the same time. If you are still looking for NJ dental insurance, check out some of the links on this website.
Today I’d like to share a little story with you about my friend Tara who didn’t get to take full advantage of her NJ dental insurance. First, I’ll tell you a little about her. Now, as unconventional as it sounds, Tara loves to play football with her guy (and a few girl) friends. She’s not afraid to hit the person with ball, nor is she afraid to get hit when she has the ball; she’s a real trooper and a real good athlete (fun to watch too!). All of the games she plays in are just pickup games, but there is some tackling that goes on. However, nobody wears any helmets or pads. Unfortunately, Tara suffered some broken and chipped teeth in a recent game in which she got tackled by two other players at once. Furthermore, she didn’t have a good NJ dental insurance plan to cover her injuries. She wound up paying thousands in medical bills that would have otherwise been taken care of if she had better coverage.
Now the purpose of this post is not to promote one dental plan over another. There are many good ones out there, and deciding on one really depends upon your personal needs, how much coverage you can afford, where you live, how old you are, your susceptibility to injury and tooth/mouth problems, etc. The purpose of this post, however, is to remind you how important it is to have not only NJ dental insurance, but a good dental plan.
Now, don’t break the bank when you purchase your insurance. Nevertheless, get the absolute best that you can afford. I know many people who have worked in the industry for years, and I can’t tell you how many times I have seen or heard the horror stories of people who have these dental emergencies, but don’t have the coverage to pay for those emergencies! Then they get left with all the bills. So get some good NJ dental insurance and you won’t have to worry about any of that happening to you!
If you have any questions or comments, feel free to put them in the comments section below and I’ll be sure to respond! Good luck finding your coverage!